Complementary Therapist Insurance

Join IICT to access competitively priced insurance for your complementary therapies

Already a member? Log in to purchase your insurance here

Apply in 4 easy steps

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1.

Choose an IICT Membership Plan

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2.

Upload your Qualifications

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3.

Choose an Insurance Policy

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4.

Pay Online

IICT provides credibility and access to insurance cover to protect you and your business, no matter where you are on your complementary therapy journey.

✓ For Practitioners

✓ For Students

✓ For Professionals & Trainers

We know you’re passionate about helping people to live happy, healthy lives.
At IICT, we also want to ensure you have comprehensive Professional Indemnity and Public & Products Liability insurance to protect your holistic therapy practice so you can continue doing what you love.

All insurance policies include the following:

Professional Indemnity Insurance

Professional Indemnity Insurance protects you against a loss that may result from a negligent act, error, omission, or malpractice that arises out of your professional capacity as a complementary therapist.

Public Liability Insurance

Public Liability Insurance provides cover for bodily injury or property damage to a third party that occurs while conducting your professional activities.

Products Liability

Products Liability covers any products that you have specifically manufactured, materially altered or formulated in the course of your modality.

Unlimited Retroactive Cover

Unlimited Retroactive Cover covers you for your past practices if you have had continuous Professional Indemnity cover. Otherwise, if you have had a break in your insurance, your cover starts on the day you commence a policy with BMS.

Run-Off Cover

Run off can be enacted if you retire or permanently cease practice of your professional service, subject to the policy terms and conditions. Coverage afforded would include any new claims or circumstances you become aware after ceasing your professional services for services rendered prior to retirement/cessation. If you are ceasing your practice for the short term due to COVID-19, we would recommend you continue to maintain your current cover to ensure you remain protected.

About BMS

IICT is partnered with BMS to bring members exclusive access to comprehensive and cost-effective coverage. Members also have access to increased resources to reduce practice risk, exceptional service for all insurance-related enquiries and the ability to purchase additional insurance products, if needed.

For further information visit our FAQs or contact BMS Group directly on 1800 290 981 or iict@bmsgroup.com

Apply for IICT Membership to access competitively priced insurance rates

IICT Membership Plans & Pricing:

STUDENT MEMBERSHIP

$ 1 PA

$1.10 inc GST

Includes up to 2 student modalities

Access to IICT Member-exclusive insurance rates with our recommended partner
International enrolments accepted
Access to the IICT Members-only Facebook community
Use of IICT student seals and logos

* An official student enrolment letter is required upon application. Course receipts and welcome letters will not be accepted.

FULL MEMBERSHIP

$ 179 PA

$196.90 inc GST

Includes up to 3 modalities

Access to IICT Member-exclusive insurance rates with our recommended partner
International qualifications accepted
No Continued Professional Education (CPE) or First Aid requirements
Use of IICT professional seals and logos
Access to the IICT Members-only Facebook community
IICT Directory listing
Practitioner Toolkit including a ready-to-use client intake form, consent form, stationery kit, and more

EXECUTIVE MEMBERSHIP

$ 199 PA

$218.90 inc GST 

Includes up to 7 modalities

Access to IICT Member-exclusive insurance rates with our recommended partner
International qualifications accepted
No Continued Professional Education (CPE) or First Aid requirements
Use of IICT professional seals and logos
Access to the IICT Members only Facebook community and Business Mastermind Facebook group
IICT Directory listing
Practitioner Toolkit including a ready-to-use client intake form, consent form, stationery kit, and more
Business Success Video Vault including Business Quick Tips and 12 Weeks to Business Success Program
Natural Marketing eBook Bundle
Business Growth Vault with exclusive industry perks

PREMIER MEMBERSHIP

$ 299 PA

$328.90 inc GST

Includes unlimited modalities

Access to IICT Member-exclusive insurance rates with our recommended partner
International qualifications accepted
No Continued Professional Education (CPE) or First Aid requirements
Use of IICT professional seals and logos
Access to the IICT Members only Facebook community and Business Mastermind Facebook group
IICT Directory listing
Practitioner Toolkit including a ready-to-use client intake form, consent form, stationery kit, and more
Business Success Video Vault including Business Quick Tips and 12 Weeks to Business Success Program
Natural Marketing eBook Bundle
Business Growth Vault with exclusive industry perks
Discounted advertising rates on IICT’s social media and newsletters
Priority application processing

Insurance policies available to IICT Members

iict x bms logo

IICT is partnered with BMS Risk Solutions Pty Ltd to provide you with access to exclusive insurance rates. As Australia’s most popular professional body for complementary therapists, IICT can help you obtain comprehensive Professional Indemnity and Public & Products Liability insurance to protect your practice.

STUDENT

In Training

From $ 82.50* PA

+ IICT Membership


For Students Under Supervision
$20 Million Professional Indemnity
$20 Million Public & Products Liability
Unlimited Retroactive Cover
Run-off Cover

PRACTITIONER

Most Popular

From $ 115.50* PA

+ IICT Membership


For Qualified Practitioners
$2 Million Professional Indemnity
$20 Million Public & Products Liability
Unlimited Retroactive Cover
Run-off Cover

PROFESSIONAL

Best Value

From $ 146.50* PA

+ IICT Membership


For Professionals and Trainers
$20 Million Professional Indemnity
$20 Million Public & Products Liability
Unlimited Retroactive Cover
Run-off Cover

STUDENT

In Training

From $ 82.50* PA

+ IICT Membership


For Students Under Supervision
$20 Million Professional Indemnity
$20 Million Public & Products Liability
Unlimited Retroactive Cover
Run-off Cover

PRACTITIONER

Most Popular

From $ 115.50* PA

+ IICT Membership


For Qualified Practitioners
$2 Million Professional Indemnity
$20 Million Public & Products Liability
Unlimited Retroactive Cover
Run-off Cover

PROFESSIONAL

Best Value

From $ 146.50* PA

+ IICT Membership


For Professionals and Trainers
$20 Million Professional Indemnity
$20 Million Public & Products Liability
Unlimited Retroactive Cover
Run-off Cover

*Quoted price is base premium payable to the insurer plus all applicable taxes, duties and levies which will be outlined on your quote before you pay for the insurance. Premiums shown are for policies taken out 31 March 2022 – 31 March 2023 and are based on ACT stamp duty so may vary slightly depending on the state you reside in.

Already a member? Log in to purchase your insurance here

General Insurance FAQ

In arranging this insurance for our members, IICT is acting as a distributor of BMS Risk Solutions Pty Ltd (BMS) AFSL 461594, ABN 45161187980. The insurance is issued by BMS under binder with Certain Underwriters at Lloyds. When acting under a binder BMS acts as agent for the insurer and not as your agent. This is general advice only and we have not considered whether it was suitable for your personal objectives, needs or financial situation. Please read the Financial Services Guide and Policy Wording before making any decision about purchasing a policy.

Join IICT to get all your modalities covered

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Already a member? Log in to purchase your insurance here

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